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Oschadbank wants to legally oblige all Ukrainians to open bank accounts

June 13, 09:15
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    Photo from open sources

    The state-owned Oschadbank proposes to legally oblige Ukrainians to open bank accounts to increase the level of financial literacy and financial inclusion (involvement in financial services).

    This was announced by the Oschadbank Deputy Chairman of the Board Anton Tiutiun, as Segodnia reports.

    “There will be a substantial development of both financial literacy and inclusion, when a person is obliged to have an account in any bank on a legal basis. It may sound tough enough, but to me, in our case it is just a healthy financial protectionism”, said Tiutiun.

    The head of the Oschadbank board added that having a bank account from the age of 16, a person will be financially literate a few years later.

    We note that according to the World Bank estimates, 37% of Ukrainians, with no bank accounts, are outside the financial system. The share of citizens in active use of the Internet and mobile banking in Ukraine is 7-8 times lower than in Poland and the USA. If there above 95% of retail payments and transfers are made remotely without visiting a bank, the bank branches in Ukraine are overloaded with cash transactions.

    As reported by The Journalist, May inflation in Ukraine has exceeded NBU forecast.

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      Ярослава Матвєєнко

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